About Us

Why do business with Burlington?

Burlington Insurance Agency, Inc. helps our clients protect their assets. We are experts in securing insurance solutions that are built around real-world risk and helping our clients navigate how best to protect those assists and alleviate financial hardship through tailored insurance coverage when it matters most.

Our approach is simple: we take the time to understand what you do, what you own, and what you’re responsible for—then we build an insurance program designed to protect it. From quote to renewal to claims support, we handle the details, explain the tradeoffs clearly, and stay proactive so you’re not surprised when it matters most.

For individuals and families, covering personal assets is at the forefront. For business owners, and growing companies , we assist in covering your business and it’s assets by addressing real exposures real contracts, and real operations.

We serve clients across New Jersey and New York, with a focus on the coverages we know best:

Personal Lines: Homeowners, Auto, Personal Umbrella and all personal assets you own.

Commercial Lines Industry Focus: Contractors and specialty trades, landlords and real estate development, restaurant owners, fleets, warehousing and distribution, importers/exporters, and technology/data-handling businesses. We also provide our clients with tailored solution for all Personal Insurance needs.

Unlike a captive or direct insurer that can only offer one company’s products, Burlington is independent. That means we can shop across multiple carriers, compare policy language, and structure coverage based on what’s best for you—not what fits a single carrier’s box.

What separates Burlington is our attention to the fine print. We look for hidden gaps, exclusions, and endorsements that can create real exposure—then negotiate for the most comprehensive coverage available at competitive rates. The result is a stronger risk transfer program that protects your business, your assets, and your long-term goals.

Independent Agent

As an Independent Insurance Agency, our sole purpose is to serve our clients. We work on your behalf - not for any single insurance company.

That Means:

  • Access to multiple carriers and coverage options

  • The ability to compare both pricing and policy language

  • Tailored solutions based on your industry and contractual requirements

  • Proactive service, including certificates, renewals, and claims guidance

    Our independence allows us to design insurance programs that prioritize coverage quality, flexibility, and long-term protection.

How We Differ

Captive Agents

  • Captive agents are limited to a single insurance company’s products, which often results in:

    • Fewer options when pricing or underwriting changes

    • Limited flexibility for complex risks and specialized endorsements

Direct or Online Insurance Platforms

  • While online insurance may offer speed, it often lacks the expertise and support businesses truly need:

    • One-size-fits-all coverage that can miss critical exposures

    • Minimal guidance on exclusions, endorsements, and contract requirements

    • Little to no support for certificate management or ongoing service